Most homeowner’s insurance covers structural damage caused by perils such as hail, wind, fire, and falling trees. This coverage includes your roof. Depending on your policy, coverage may include repair or replacement and may require you to pay a deductible. Some policies also include exclusions for certain conditions.
HOW LONG WILL THE ROOF LAST?
The lifespan of a roof depends on several factors: Material Shingle thickness Climate and weather conditions Proper installation Traditional asphalt shingle roofs typically last