Most homeowner’s insurance covers structural damage caused by perils such as hail, wind, fire, and falling trees. This coverage includes your roof. Depending on your policy, coverage may include repair or replacement and may require you to pay a deductible. Some policies also include exclusions for certain conditions.
DO YOU HAVE WORKMAN’S COMP INSURANCE?
Although it’s now required by law that roofing companies offer workman’s compensation insurance to their employees, regardless of their number, it’s wise