Although it’s now required by law that roofing companies offer workman’s compensation insurance to their employees, regardless of their number, it’s wise to ask anyhow. Some contractors might choose to do without and take their chances, but if the injury happens on your property, there’s a risk that you could be held liable for the medical expenses—which no homeowner wants. Protect yourself by making sure that the roofing specialist you’re hiring offers workman’s compensation insurance.
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